The busiest period in the market is here. Everyone is rushing to buy their Christmas rice, hampers, and Ankara. But inside the same market, some Nigerian business owners are asking: “Where did all the money go?”

Is this you?

Business has boomed all year. You’ve hustled, made sales, and closed deals. But now, you’re stuck asking questions like:

• “Who bought 5 cartons of spaghetti on credit and hasn’t paid?”
• “Okeke’s shop took seven Haier Thermocool freezers two months ago and said they paid into my account, but why is the money not in my account?”
• “How much did I even make this year sef?”
• “How did I make all this money, but I’m still broke?”

And that’s just half of the problem…By the time you sit down for your year-end reconciliation, the numbers still don’t add up.

You’ve got plenty of transactions but can’t account for half of them. Different customers owe you, but you completely forgot because you didn’t write it down. Receipts are missing. Payments aren’t adding up. And that shop boy is saying, “Oga, I no know o!”

It doesn’t have to be this way. Imagine ending the year knowing exactly:

• Who paid what and when.
• Where your money is going.
• That all your records are intact without misplaced receipts or forgotten payments.

This coming 2025, don’t let payment wahala stress you out. It’s time for smarter systems and easier ways to manage your business finances. Let’s leave the chaos in 2024 and plan for a seamless 2025.